About Us


KT&D, Inc. is an independent insurance agency located in downtown Wilmington. Our staff of insurance professionals is committed to providing our clients with appropriate insurance at the lowest realistic cost, while providing a level of service unmatched by our competitors.

As an independent insurance agency/brokerage organization, we work for our clients. We represent a number of national and regional insurance companies, which enables us to find the best company for the kind of coverage you need, and at a competitive premium.

The Way We Work

We identify your company's exposures to loss and tailor your insurance program accordingly:

  • We work with you to identify exposures to loss that threaten your financial viability.
  • We can tailor insurance coverage to meet your unique needs.
  • We can utilize risk management techniques, in addition to insurance, to lower exposures and reduce your costs.

We work hard to obtain coverage at the lowest realistic cost:

  • As an independent agent, we are able to find the insurance company that is the best match for the kind of coverage you need, at the best possible price.
  • By preparing bid specifications that will be attractive to underwriters.
  • By using our insurance knowledge to negotiate favorable rates.
  • By utilizing our solid insurance company relationships on your behalf.
  • By only represent financially viable insurance companies of excellent reputation.

(302) 429-8500

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KT&D Insurance
1013 Centre Road, Suite 200
Wilmington, DE 19899-2048

K T & D Inc. BBB Business Review

Tel: (302) 429-8500
Fax: (302) 429-6658
Tel: (800) 942-4583